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Gillespie Advisory

How do I decide between a fixed or variable interest loan?

Unsure about whether to lock down your interest rate for a period with a fixed rate home loan, or take your chances with a variable rate home loan?  It’s a decision everyone faces – from...

Extra super step when hiring new employees

There's a change coming soon that means to comply with 'choice of fund' rules you might need to do something extra when a new employee starts to work for you. Currently, if a new employee doesn't...

Super lump sum

You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60.

Credit scores and credit reports

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you. ...

How to invest in a holiday home

With international travel off the cards, many people are choosing to holiday domestically. If you have the budget for it, a great way to do that is by purchasing your own holiday home. The benefit...

4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve...

A step-by-step guide to property investing

Property investment can offer all sorts of benefits – additional income, capital growth, tax deductions, and the list goes on. If you’re considering an investment property purchase, we’ve put...

Transaction accounts and debit cards

A transaction account is an account you use for day-to-day banking such as paying bills and getting your wages. Transaction accounts are often called 'everyday accounts'. When you choose a...

Business basics: Cashflow statements for beginners

Whether you’re a sole trader looking to improve your business finances or just starting out in small business, understanding cashflow statements should be top of your priorities list.

Account-based pensions

An account-based pension offers regular, flexible and tax-effective income from your superannuation.

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Gillespie Advisory Pty Ltd (ABN 62 627 317 515) is a Corporate Authorised Representative (1292365) and Credit Representative (533928) of Gillespie Finance Directions (ABN 40 122 284 888) (AFSL & ACL 478547). Any advice contained in this webpage is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Your full financial situation and requirements need to be considered prior to any offer and acceptance of an investment, insurance or credit product

 

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