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Gillespie Advisory

Should I pay off my home loan or invest in more assets?

Being close to paying off your home loan is an enviable position. If you’re wondering what to do next, we discuss some benefits of investing further versus being mortgage free.

How do I decide between a fixed or variable interest loan?

Unsure about whether to lock down your interest rate for a period with a fixed rate home loan, or take your chances with a variable rate home loan?  It’s a decision everyone faces – from first-home...

4 signs it may be time to refinance

The pandemic has drastically changed the way we live and work. For some, there may have been big changes to their financial situation. You may have changed jobs or been promoted? Perhaps you’ve saved...

How to compare personal loans and get the best deal

A personal loan lets you borrow money to pay for something special, like a holiday, car or home renovations. You have to repay it with interest over a fixed term, usually between one and seven years.

Debt consolidation and refinancing

If you have more than one loan, it may sound like a good idea to roll them into one consolidated loan.

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